Tax-loss harvesting is a tax minimization strategy that is often used to offset some capital gains at the end of the year. In a more professional portfolio, it is used to take the sting out of taxes generated from rebalancing. Many people believe they are properly tax-loss harvesting, but in [...]
Most people are familiar with the word "mortgage" long before they decide to buy a house. But once more specific terms and phrases enter the picture, it can quickly start to feel like you and the financial professional you're talking to are speaking different languages. What's a fixed-rate mortgage? What's [...]
When you think about your employer benefits a question you should ask yourself is "Should I participate in ESPP at work?" If you have this benefit it may not be clear why you would participate. At first, ESPPs may not seem as attractive as receiving RSUs or even your 401k [...]
How does the majority of the internet answer the question of should I sell my Restricted Stock Units (RSUs) when they vest? Almost always with a big fat YES. But jumping to the conclusion that this is the right answer for you is shortsighted and could lead to you to [...]
There are a plethora of guides on how to handle RSUs from a financial planning and tax efficiency perspective. However, few have taken a look at what actually drives people's decisions. Emotions. In a recent blog post, we discussed how RSUs are income in the form of your employer shares. [...]
